The Income-Related Monthly Adjustment Amount (IRMAA) is an additional fee added to your standard Medicare Part B and Part D premiums.
The IRMAA penalty depends on your modified adjusted gross income (MAGI) from two years prior. For example, the 2026 IRMAA chart will be based on your income in 2024. The amounts are determined annually by the Social Security Administration (SSA) and are adjusted for inflation.
Call us at 567-268-1285 if you have any questions about IRMAA
